ZIP 45659 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45659 (Lawrence County, Ohio) at a low 20/100 for overall property distress. What sets it apart are the readings on structural risk (45/100), construction/permit lag (37/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (74/100), climate & FEMA risk (71/100). On the structural side it scores 45/100, with 3/100 of stress already active.

The expansion-phase market in 45659 posted values that rose 7.3% over the year (phase confidence 37/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $48,636, below the U.S. median near $78,000. 3,007 residents call 45659 home, typically aged 35. The ZIP holds roughly 1,188 housing units. Around 82% of renters are cost-burdened. Educational attainment sits at 22% bachelor's-or-above. Home values center near $125,100, an affordability ratio of 2.1× — accessible. The demographic-stress sub-score lands at 37/100. The vacancy rate is 24.7% — elevated. Roughly 22.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 81% of housing is owner-occupied.

On the whole, 45659 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 45659 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 45659's 20/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 45659, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 45659 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Treat 45659 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.