ZIP 45629 Property Distress & Foreclosure Data

ZIP code 45629 in Scioto County, Ohio carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 36 and live distress 3 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (70/100). What sets it apart are the readings on structural risk (36/100), institutional ownership (17/100), mortgage stress (9/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.1% year on year, and 54% higher over three years, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $174,300, an affordability ratio of 2.8× — accessible. 14.4% of residents fall below the poverty threshold. About 3,127 people live here, median age 39. Vacancy runs 9.0%. Educational attainment sits at 26% bachelor's-or-above. There are about 1,302 housing units across 45629. Owners hold 86% of homes, renters 14%. Rent burden reaches 39% of tenant households. Median household income is $61,722, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100.

Net-net, 45629 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.