ZIP 45629 Foreclosure, Tax-Lien & Distress Report

Scioto County, Ohio's ZIP 45629 registers 16/100 composite distress, which DLRadar reads as low. The split runs 36/100 structural to 3/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (70/100)). Its standout signals are structural risk (36/100), institutional ownership (17/100), mortgage stress (9/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 3.9% year on year, and 54% higher over three years, at 28/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $174,300 here, or 2.8 times local income. Roughly 14.4% live below the poverty line. About 3,127 people live here, median age 39. Vacancy runs 9.0%. Around 26% of adults hold a bachelor's degree or higher. The ZIP holds roughly 1,302 housing units. The tenure split is 86% owner-occupied to 14% rented. Rent burden reaches 39% of tenant households. Median household income is $61,722, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 27/100.

Net-net, 45629 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 45629 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 45629 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 45629, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 16/100 figure for 45629 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45629 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.