ZIP 45653 Foreclosure, Tax-Lien & Distress Report
Scioto County, Ohio · High Vacancy market
Composite property distress in 45653 (Scioto County, Ohio) lands at 16/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (69/100)). Structural exposure scores 36 and live distress 3 on the 0–100 scale. Its standout signals are structural risk (36/100), institutional ownership (17/100), mortgage stress (8/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (8/100).
The market reads peak — home values rose 3.9% year on year, and 11% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 1,400 housing units. On demographic stress specifically, 45653 scores 29/100. Rent burden reaches 34% of tenant households. The tenure split is 79% owner-occupied to 21% rented. Educational attainment sits at 26% bachelor's-or-above. Home values center near $176,100, an affordability ratio of 2.1× — accessible. Roughly 22.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory. About 3,742 people live here, median age 37. Median household income is $78,625, near the U.S. median near $78,000. The vacancy rate is 22.0% — elevated.
Net-net, 45653 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 45653 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 45653 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 45653 shows blanks, not estimates, wherever the record is sparse.
The 16/100 figure for 45653 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45653 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Signal-by-signal read on 45653
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 45653 by the numbers
Current distress, phase, housing and lender-pressure figures for 45653, drawn from the same report attached to each property.
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