ZIP 45682 Foreclosure, Tax-Lien & Distress Report

ZIP 45682's composite property-distress score is 16/100 - DLRadar classes that as low for Scioto County, Ohio. Climate and flood risk are elevated too — flood (NFIP) exposure (74/100), climate & FEMA risk (69/100). On the structural side it scores 37/100, with 3/100 of stress already active. The pressure is most legible in structural risk (37/100), institutional ownership (17/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and construction/permit lag (6/100).

The peak-phase market in 45682 posted values that rose 4.7% over the year, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

DLRadar's demographic-stress index for the area reads 33/100. The poverty rate is 17.3% — high, a tax-stress and distress correlate. Households earn a median $44,500 — below the roughly $78,000 national figure. Educational attainment sits at 16% bachelor's-or-above. Rent burden reaches 57% of tenant households. The ZIP holds roughly 1,075 housing units. Vacancy runs 16.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 77% of homes, renters 23%. 1,824 residents call 45682 home, typically aged 46. The typical home is worth about $187,700 (2.8× income, relatively affordable).

Net-net, 45682 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 45682 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 45682 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 16/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 45682, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45682's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 45682 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.