Scioto County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Scioto County, Ohio? DLRadar grades every Scioto County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 20/100. Here is the 2026 Scioto County breakdown.
- Scioto County's most distressed ZIP is 45638 at 20/100.
- 22 ZIP codes tracked in Scioto County, averaging 16/100 distress.
- Scioto County reads peak — home values up 3.9% year over year.
- Vacancy runs 16.7% across Scioto County's tracked ZIPs, with a 20.8% poverty rate.
- The typical Scioto County home is worth about $148,311 against a ~$52,181 median income.
- Lending headwind in Scioto County sits at 38/100 — a forward read on distressed supply.
Data: DLRadar public-record property-distress index, refreshed monthly. Free to cite with attribution to DLRadar (dlradar.com) — a link back is appreciated.
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 45638 | 20/100 |
| 2 | 45659 | 20/100 |
| 3 | 45616 | 17/100 |
| 4 | 45648 | 17/100 |
| 5 | 45657 | 17/100 |
| 6 | 45671 | 17/100 |
| 7 | 45682 | 17/100 |
| 8 | 45684 | 17/100 |
| 9 | 45629 | 16/100 |
| 10 | 45630 | 16/100 |
| 11 | 45636 | 16/100 |
| 12 | 45652 | 16/100 |
Most distressed ZIP codes in Scioto County (composite distress 0-100, 2026)
What is driving Scioto County distress
Scioto County's placement in the national index rests on public filings — a 16/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Scioto County market phase and pricing
Scioto County currently sits in peak after a 3.9% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Scioto County
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Questions about this county
Which ZIP code leads Scioto County on distress?
ZIP 45638 leads Scioto County at 20/100, recomputed monthly from public records.
Where is Scioto County in the housing cycle?
Scioto County is classified peak with a 3.9% year-over-year increase, following the FHFA House Price Index.
How is the Scioto County data sourced?
Each Scioto County number can be traced back to a federal or county source — FHFA, CFPB, the recorder, FEMA/NFIP and Census ACS. One deterministic model covers all 22 local ZIPs and every other county in the country.
How much do distress scores vary between Scioto County ZIP codes?
A single county score papers over real variation. Across the Scioto County ZIPs DLRadar ranks, scores run from 20/100 in 45638 down to 16/100 in 45652, against a Scioto County average of 16/100. That 4-point gap is why acquisition targeting in Scioto County works at ZIP level rather than county level.
What do Scioto County home values and vacancy say about distressed supply?
The typical Scioto County home carries about $148,311 of value against a median household income near $52,181. Vacancy across Scioto County's tracked ZIPs runs 16.7% and the poverty rate is 20.8%. When budgets are stretched and homes sit vacant, arrears become listings — the reason these sit alongside Scioto County's foreclosure and tax-lien record and its 38/100 lending headwind.
Related
DLRadar scores property distress from public records by deterministic formulas — not investment, legal, or financial advice. Figures refresh monthly from the live index.