ZIP 45695 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 45695 in Vinton County, Ohio comes in at 2, a minimal composite-distress reading. The split runs 4/100 structural to 1/100 active on the ground. The most distinctive pressure shows up in structural risk (4/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $48,787 — below the roughly $78,000 national figure. 80% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. Around 0% of renters are cost-burdened. The poverty rate is 13.1%. Educational attainment sits at 24% bachelor's-or-above. The ZIP holds roughly 401 housing units. The vacancy rate is 24.4% — elevated. Home values center near $104,900, an affordability ratio of 2.1× — accessible. 748 residents call 45695 home, typically aged 48.

Net-net, 45695 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 45695 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 45695's 2/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45695, the field stays empty rather than modeled, and fills in as new documents post.

Each component behind 45695 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 2/100 roll-up. For a buyer, 45695 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.