ZIP 45654 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45654 (Vinton County, Ohio) lands at 5/100 — minimal on DLRadar's public-record scoring. Property-level stress concentrates in structural risk (10/100), institutional ownership (6/100), mortgage stress (4/100). institutional ownership (6/100) and mortgage stress (4/100) stay muted. The split runs 10/100 structural to 1/100 active on the ground.

The market reads expansion — home values rose 5.1% year on year (phase confidence 31/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The vacancy rate is 11.8% — elevated. The poverty rate is 13.1%. 715 residents call 45654 home, typically aged 55. About 18% have a four-year degree. A median home runs $314,500 here, or 5.0 times local income. The demographic-stress sub-score lands at 38/100. 75% of housing is owner-occupied. Rent burden reaches 58% of tenant households. There are about 337 housing units across 45654. At $54,240, median income runs below typical U.S. levels.

Net-net, 45654 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 45654 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 45654 read uses the identical public-record model applied coast to coast, which means its 5/100 score means exactly what it means anywhere else, and 45654 stays directly comparable to neighboring ZIPs and the rest of Vinton County, Ohio. Where the public record is thin for 45654, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45654's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 45654 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.