ZIP 45766 Foreclosure, Tax-Lien & Distress Report
Athens County, Ohio · Affordable market
On DLRadar's 0-100 public-record scale, ZIP 45766 in Athens County, Ohio comes in at 19, a low composite-distress reading. Structurally it carries 44/100, against 2/100 of stress already in motion. Environmental exposure also runs high (flood (NFIP) exposure (65/100)). Property-level stress concentrates in construction/permit lag (56/100), structural risk (44/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (8/100) stay muted.
The market reads peak — home values rose 4.3% year on year, at 29/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
89% of housing is owner-occupied. Around 80% of renters are cost-burdened. Population is roughly 1,535 with a median age of 41. 2.5% of residents fall below the poverty threshold. Home values center near $141,400, an affordability ratio of 2.3× — accessible. The demographic-stress sub-score lands at 31/100. There are about 544 housing units across 45766. About 16% have a four-year degree. Vacancy runs 7.7%. Median household income is $59,537, below the U.S. median near $78,000.
Overall, 45766 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 45766 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Whether 45766 runs hot or quiet, its 19/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45766 can be compared directly against any other ZIP in Athens County, Ohio or nationwide. Nothing here is interpolated — where a source is thin for 45766, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 19/100 figure for 45766 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 45766 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 45766 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
Snapshot: 45766 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Athens County
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Rules-based scoring — each signal ties to a public dataset · methodology