ZIP 45778 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 45778 (Athens County, Ohio) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (69/100). On the structural side it scores 51/100, with 3/100 of stress already active. The most distinctive pressure shows up in construction/permit lag (57/100), structural risk (51/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

There are about 545 housing units across 45778. Around 11% of adults hold a bachelor's degree or higher. At $62,679, median income runs below typical U.S. levels. Rent burden reaches 16% of tenant households. The poverty rate is 9.2%. Population is roughly 1,131 with a median age of 47. Home values center near $77,100, an affordability ratio of 1.1× — accessible. DLRadar's demographic-stress index for the area reads 19/100. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 86% owner-occupied to 14% rented.

Taken together, 45778 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 45778 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 45778 read uses the identical public-record model applied coast to coast, which means its 22/100 score means exactly what it means anywhere else, and 45778 stays directly comparable to neighboring ZIPs and the rest of Athens County, Ohio. Every figure is auditable to a public dataset and refreshed on ingest; 45778 shows blanks, not estimates, wherever the record is sparse.

The 22/100 for 45778 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 45778 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.