ZIP 45742 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 45742 (Washington County, Ohio) lands at 18/100 — low on DLRadar's public-record scoring. The latent-versus-live split is 42/100 structural and 3/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (84/100), climate & FEMA risk (64/100). The pressure is most legible in structural risk (42/100), construction/permit lag (27/100), institutional ownership (19/100). institutional ownership (19/100) and mortgage stress (9/100) stay muted.

Prices here sit in a peak phase: values rose 3.9% over the trailing year, and 23% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

87% of housing is owner-occupied. The ZIP holds roughly 1,338 housing units. 8.7% of residents fall below the poverty threshold. Vacancy runs 7.2%. Population is roughly 3,447 with a median age of 46. About 26% have a four-year degree. At $87,986, median income runs above typical U.S. levels. On demographic stress specifically, 45742 scores 25/100. Home values center near $184,800, an affordability ratio of 2.0× — accessible. Rent burden reaches 47% of tenant households.

Broadly, 45742 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 45742 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 45742 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 18/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 45742, the field stays empty rather than modeled, and fills in as new documents post.

Behind 45742's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 45742 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.