ZIP 45784 Foreclosure, Tax-Lien & Distress Report

ZIP code 45784 in Washington County, Ohio carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. The split runs 36/100 structural to 3/100 active on the ground. Its heaviest discrete signals: structural risk (36/100), institutional ownership (19/100), mortgage stress (9/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (84/100), climate & FEMA risk (64/100)).

The market reads peak — home values rose 3.9% year on year, and 13% higher over three years, at 28/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 9.2%. Households earn a median $80,096 — near the roughly $78,000 national figure. Home values center near $229,800, an affordability ratio of 2.6× — accessible. Around 13% of adults hold a bachelor's degree or higher. Owners hold 90% of homes, renters 10%. Rent burden reaches 70% of tenant households. Population is roughly 3,089 with a median age of 46. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. There are about 1,355 housing units across 45784. DLRadar's demographic-stress index for the area reads 30/100.

Broadly, 45784 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 45784 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Because one deterministic model scores every ZIP, 45784's 16/100 can be lined up against any neighbor in Washington County, Ohio or any ZIP coast to coast. Sparse data for 45784 shows as blanks, never estimates, and the score updates on every fresh public filing.

45784's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 45784 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.