ZIP 45786 Foreclosure, Tax-Lien & Distress Report
Washington County, Ohio · Distress market
On DLRadar's 0-100 distress scale, ZIP 45786 in Washington County, Ohio comes in at 16, a low composite-distress reading. Latent structural risk is 37/100 while live distress already moving reads 3/100. What sets it apart are the readings on structural risk (37/100), institutional ownership (20/100), mortgage stress (9/100). mortgage stress (9/100) and construction/permit lag (7/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (83/100), climate & FEMA risk (62/100).
The peak-phase market in 45786 posted values that rose 4.0% over the year, and 26% higher over three years (phase confidence 28/100). Topping markets hide individual distress behind strong averages.
A median home runs $218,500 here, or 3.2 times local income. DLRadar's demographic-stress index for the area reads 23/100. Population is roughly 3,019 with a median age of 49. At $61,295, median income runs below typical U.S. levels. The ZIP holds roughly 1,417 housing units. The vacancy rate is 3.9%. About 18% have a four-year degree. Around 9% of renters are cost-burdened. The tenure split is 86% owner-occupied to 14% rented. Roughly 8.6% live below the poverty line.
On balance 45786 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 45786 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 45786's 16/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 45786 shows blanks, not estimates, wherever the record is sparse.
The 16/100 figure for 45786 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 45786 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 45786 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
45786 at a glance
A live read on 45786: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
Washington County ZIPs near 45786
Nearest ZIP codes to 45786
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Other reports tied to Washington County, Ohio — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 45786
Every distressed parcel in 45786 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic. Every signal traces to a public dataset · methodology