ZIP 45715 Property Distress & Foreclosure Data

In Morgan County, Ohio, ZIP 45715 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — flood (NFIP) exposure (70/100). Its standout signals are construction/permit lag (78/100), structural risk (42/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (9/100) stay muted. Structural risk reads 42/100 against active distress of 3/100.

Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 41/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The typical home is worth about $176,000 (3.5× income, relatively affordable). At $46,793, median income runs below typical U.S. levels. 60% of housing is owner-occupied. Rent burden reaches 51% of tenant households. Vacancy runs 17.8%, above the national norm and a classic distress-and-opportunity signal. Around 16% of adults hold a bachelor's degree or higher. 2,024 residents call 45715 home, typically aged 39. The poverty rate is 22.8% — high, a tax-stress and distress correlate. There are about 892 housing units across 45715. The demographic-stress sub-score lands at 38/100.

Taken together, 45715 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.