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ZIP 43728 Foreclosure, Tax-Lien & Distress Report

Morgan County, Ohio · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 43728 in Morgan County, Ohio comes in at 13, a minimal composite-distress reading. Environmental exposure also runs high (flood (NFIP) exposure (80/100)). Its heaviest discrete signals: construction/permit lag (39/100), structural risk (32/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (10/100). On the structural side it scores 32/100, with 3/100 of stress already active.

Prices here sit in a expansion phase: values rose 5.9% over the trailing year (phase confidence 34/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

A median home runs $143,500 here, or 2.4 times local income. Owners hold 86% of homes, renters 14%. 1,175 residents call 43728 home, typically aged 48. The vacancy rate is 36.8% — elevated. Households earn a median $53,304 — below the roughly $78,000 national figure. The poverty rate is 14.6%. There are about 669 housing units across 43728. On demographic stress specifically, 43728 scores 29/100. Rent burden reaches 26% of tenant households. Educational attainment sits at 9% bachelor's-or-above.

On the whole, 43728 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 43728 at the moment; the composite and its components are still built from verifiable public records.

The 43728 read uses the identical public-record model applied coast to coast, which means its 13/100 score means exactly what it means anywhere else, and 43728 stays directly comparable to neighboring ZIPs and the rest of Morgan County, Ohio. Where the public record is thin for 43728, the field stays empty rather than modeled, and fills in as new documents post.

The 13/100 for 43728 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 43728 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

13/100
Composite stress
32/100
Structural risk
3/100
Distress activity

ZIP 43728 distress signals, scored

Foreclosure activity0
Mortgage stress10
Climate / FEMA risk21
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 43728 distress snapshot

The live 43728 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Adjacent Morgan County ZIP reports

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