ZIP 45740 Foreclosure, Tax-Lien & Distress Report

Athens County, Ohio's ZIP 45740 registers 22/100 composite distress, which DLRadar reads as low. Latent structural risk is 51/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (82/100), climate & FEMA risk (69/100). The pressure is most legible in construction/permit lag (57/100), structural risk (51/100), institutional ownership (19/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $83,800 (1.2× income, relatively affordable). Owners hold 89% of homes, renters 11%. Population is roughly 338 with a median age of 52. Rent burden reaches 14% of tenant households. On demographic stress specifically, 45740 scores 19/100. The ZIP holds roughly 171 housing units. Around 12% of adults hold a bachelor's degree or higher. The poverty rate is 11.2%. The vacancy rate is 13.0% — elevated. Households earn a median $64,038 — below the roughly $78,000 national figure.

On the whole, 45740 leans distressed, with opportunity clustered in specific stressed parcels. While 45740 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 45740's 22/100 can be lined up against any neighbor in Athens County, Ohio or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 45740 reflects the current record instead of a stale or modeled snapshot.

Each component behind 45740 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 45740 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.