ZIP 45740 Property Distress & Foreclosure Data

Athens County, Ohio's ZIP 45740 registers 16/100 composite distress, which DLRadar reads as low. Structural risk reads 37/100 against active distress of 3/100. It additionally carries heavy environmental risk: flood (NFIP) exposure (82/100), climate & FEMA risk (69/100). The most distinctive pressure shows up in structural risk (37/100), institutional ownership (19/100), mortgage stress (9/100). By contrast, institutional ownership (19/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 5.1% year on year, at 36/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $83,800, an affordability ratio of 1.2× — accessible. Owners hold 89% of homes, renters 11%. About 338 people live here, median age 52. Rent burden reaches 14% of tenant households. DLRadar's demographic-stress index for the area reads 19/100. There are about 171 housing units across 45740. Educational attainment sits at 12% bachelor's-or-above. 11.2% of residents fall below the poverty threshold. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $64,038, below the U.S. median near $78,000.

Net-net, 45740 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
37/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 45740

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk69
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Athens County

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