Morgan County, OH: Foreclosures, Tax Liens & Distressed Properties

Morgan County, Ohio is scored end-to-end by DLRadar for property distress, drawn only from deterministic public records. Lender pressure in Morgan County registers 56/100 — a moderate bank-stress headwind. There are 11 scored ZIPs in the county (mean composite 15/100). Individual Morgan County ZIPs score between 10 and 23 on the 0–100 composite.

The expansion-phase county posted home values that rose 6.0% over twelve months (phase confidence 34/100). Despite the upswing, specific ZIPs still slip where the composite stays elevated.

Even appreciating at +6.0% YoY (34/100 confidence), liquidity improves for clean exits which speeds resale of distressed buys. Mid-range bank stress at 56/100 implies mixed owner- and bank-driven distress.

The most-distressed ZIP codes in Morgan County are 43720 (23/100), 45711 (21/100), 45732 (18/100), 45786 (17/100), 43731 (15/100), 45715 (14/100), each with its own full DLRadar report. Further scored ZIPs: 43728, 43756, 43787, 43758, 43724.

Underneath the scores, Morgan County's scored ZIPs run incomes around $56,174, 80% owner-occupancy, 14.6% of households below the poverty line, a 20.5% vacancy rate, a median age of 43.8, median home values around $164,173 (below the national figure). Read together, they signal which owners come under strain and how quickly stock clears.

With a low 15/100 reading over 11 ZIPs, distress here is parcel-specific for a disciplined buyer. Subscribers get each Morgan County parcel's owner, address and APN, a per-parcel score, lender exposure and exit read.

No county is too small to score: Morgan County, Ohio runs through the same foreclosure, tax, lien and bank-stress model as every major metro, so Morgan County's numbers mean exactly what they mean anywhere else in Ohio.

Morgan County, Ohio is best worked from the top of the score down; blanket outreach across Morgan County dilutes effort that the ZIP-level numbers would have focused. The Morgan County figures are auditable line by line — county recorders and courts, FHFA price data, FDIC bank filings — with gaps left visible rather than filled by estimate.

Drilling in, Morgan County's highest-scoring ZIPs are 43720 (23/100), 45711 (21/100), 45732 (18/100), 45786 (17/100), 43731 (15/100), 45715 (14/100). DLRadar also scores 43728, 43756, 43787, 43758, 43724 across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

DLRadar's composite for Morgan County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.