Morgan County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Morgan County, Ohio? DLRadar grades every Morgan County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 23/100. Here is the 2026 Morgan County breakdown.
- Morgan County's most distressed ZIP is 43720 at 23/100.
- 11 ZIP codes tracked in Morgan County, averaging 15/100 distress.
- Morgan County reads expansion — home values up 6.0% year over year.
- Vacancy runs 20.5% across Morgan County's tracked ZIPs, with a 14.6% poverty rate.
- The typical Morgan County home is worth about $164,173 against a ~$56,174 median income.
- Lending headwind in Morgan County sits at 56/100 — a forward read on distressed supply.
Figures come from DLRadar's public-record distress index and refresh every month. Free to quote with credit to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 43720 | 23/100 |
| 2 | 45711 | 21/100 |
| 3 | 45732 | 18/100 |
| 4 | 45786 | 17/100 |
| 5 | 43731 | 15/100 |
| 6 | 45715 | 14/100 |
| 7 | 43728 | 13/100 |
| 8 | 43756 | 13/100 |
| 9 | 43787 | 13/100 |
| 10 | 43758 | 12/100 |
| 11 | 43724 | 10/100 |
Most distressed ZIP codes in Morgan County (composite distress 0-100, 2026)
What is driving Morgan County distress
Morgan County's placement in the national index rests on public filings — a 15/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Morgan County market phase and pricing
Morgan County currently sits in expansion after a 6.0% gain in the past twelve months. Slower absorption is the mechanism that converts price weakness into motivated supply.
See the distressed properties behind the data in Morgan County
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Frequently asked
Which ZIP code leads Morgan County on distress?
ZIP 43720 leads Morgan County at 23/100, recomputed monthly from public records.
Which phase does Morgan County sit in right now?
FHFA price-index movement places Morgan County in expansion; prices are up 6.0% over twelve months.
Can the Morgan County figures be verified?
Morgan County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 11 ZIPs are comparable to anywhere else.
How much do distress scores vary between Morgan County ZIP codes?
The county figure is a blend, not a description. Across the Morgan County ZIPs DLRadar ranks, scores run from 23/100 in 43720 down to 10/100 in 43724, against a Morgan County average of 15/100. With 13 points between best and worst, county-level targeting in Morgan County wastes effort.
What do Morgan County home values and vacancy say about distressed supply?
The typical Morgan County home carries about $164,173 of value against a median household income near $56,174. Vacancy across Morgan County's tracked ZIPs runs 20.5% and the poverty rate is 14.6%. Thin affordability and empty housing are what convert a late payment into a sale, so they are read next to Morgan County's foreclosure and lien filings and its 56/100 lending headwind.
Related
Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.