Morgan County, OH: Home-Insurance Distress & Forced-Sale Pressure
Morgan County, OH: 63/100 (elevated) home-insurance distress; Morgan, OH band MEDIUM; Morgan, OH #828 of 3,222 counties; Morgan, OH #5 of 88 in Ohio; raw Morgan, OH 66.9.
FEMA hazard, Morgan, OH: 52/100; Morgan, OH declarations, three years: 3; Morgan, OH perils: 2 flood; hazard-weighted, Morgan, OH: 6.0.
Declared incidents on the Morgan, OH record: 2026 Flood 2 (Morgan, OH).
NFIP claims, Morgan, OH, three years: 10; Morgan, OH payouts $205,860; per Morgan, OH claim $20,586; Morgan, OH claim-stress 79/100.
Morgan, OH monthly score rose, 27 (March 2026) to 63 (October 2026); Morgan, OH by month: March 27, April 27, May 27, June 27 (Morgan, OH), July 27, August 27, September 27, October 63.
Morgan, OH components: climate 52, NFIP claims 79; Morgan, OH retreat index 63.
Construction distress, Morgan, OH: 30/100 as of August 2026 (Morgan, OH: 25/100 one-to-four unit, 40/100 multifamily).
Morgan, OH ZIPs, June 2026 (Morgan, OH, 11 highest): score 0 (Morgan, OH), climate 68 (Morgan, OH): 43720; score 0 (Morgan, OH), climate 63 (Morgan, OH): 45711; score 0 (Morgan, OH), climate 62 (Morgan, OH): 45786; score 0 (Morgan, OH), climate 44 (Morgan, OH): 45732; score 0 (Morgan, OH), climate 30 (Morgan, OH): 45715; score 0 (Morgan, OH), climate 26 (Morgan, OH): 43787; score 0 (Morgan, OH), climate 23 (Morgan, OH): 43731; score 0 (Morgan, OH), climate 21 (Morgan, OH): 43728; score 0 (Morgan, OH), climate 20 (Morgan, OH): 43756; score 0 (Morgan, OH), climate 19 (Morgan, OH): 43758; score 0 (Morgan, OH), climate 13 (Morgan, OH): 43724.
DLRadar rescores Morgan, OH monthly; Morgan, OH readings join Morgan, OH foreclosure, lien and ownership parcels (Morgan, OH), so cost-squeezed Morgan, OH owners surface before listing.
Inside Ohio, Morgan County ranks 5th of 88 counties for home-insurance distress at 63/100; Muskingum County (63/100) sits just above Morgan County, and Perry County (61/100) sits just below Morgan County.
Deterministic. Every Morgan County, OH signal traces to a public Morgan dataset (FEMA, NFIP, Census for Morgan, OH) · how insurance distress works in Morgan, OH · methodology
FAQ: Morgan County, OH insurance distress
What is the Morgan County, OH home-insurance-distress score?
Morgan, OH: 63/100 (MEDIUM), #828 of 3,222, #5 in Ohio. FEMA hazard, Morgan, OH: 52/100; NFIP stress, Morgan, OH: 79/100; construction, Morgan, OH: 30/100; Morgan, OH rescores monthly.
Is Morgan County insurance distress getting better or worse (OH)?
Morgan, OH: 27 in March 2026; Morgan, OH: 63 in October 2026 (worse); Morgan, OH climate component 52; Morgan, OH NFIP claims score 79.
How many flood-insurance claims has Morgan County, OH had?
Morgan, OH: 10 NFIP claims, three years; Morgan, OH paid $205,860; per Morgan, OH claim $20,586; carriers reprice Morgan, OH against that record.
Which Morgan County ZIP codes carry the most insurance distress (OH)?
Morgan, OH, June 2026: 43720 at 0, 45711 at 0, 45786 at 0, 45732 at 0; Morgan, OH climate scores there: 68, 63, 62, 44.
Why does Morgan, OH insurance distress create sellers?
A Morgan, OH premium outruns the Morgan, OH budget; a carrier leaves Morgan, OH; Morgan, OH carrying cost passes plan; Morgan, OH owners sell while current; Morgan, OH insurance distress leads Morgan, OH foreclosure data.