Athens County, OH Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Athens County, OH distress report, 2026: 19 ZIPs scored in Athens, OH, Athens, OH average 20/100; the top Athens, OH ZIP is 45701 at 22/100; Athens, OH market phase peak, Athens, OH prices +3.9% year over year.
- Athens, OH ranks #2,202 nationally (opportunity index); Athens, OH #34 in Ohio; Athens, OH index 27.0.
- Athens, OH: no CFPB county sample; Athens, OH non-metro area reading 1.4%.
- Athens, OH ZIP phases: 16 peak, 3 expansion.
- Athens, OH residential listings tracked: 14 across 14 ZIPs; Athens, OH candidate listings 7.
- Athens, OH HUD assisted properties: 7 with 338 units.
- Athens, OH lenders on watch: 7; largest Athens, OH footprint Hocking Valley Bank (5 branches).
- Athens, OH most distressed ZIP: 45701 at 22/100.
Athens, OH figures: DLRadar distress index; Athens, OH inputs: CFPB, FHFA, HUD, FDIC; Athens, OH rebuilt as sources refresh.
| Rank | Athens, OH ZIP | Score |
|---|---|---|
| 1 | 45701 | 22/100 |
| 2 | 45716 | 22/100 |
| 3 | 45719 | 22/100 |
| 4 | 45735 | 22/100 |
| 5 | 45739 | 22/100 |
| 6 | 45740 | 22/100 |
| 7 | 45761 | 22/100 |
| 8 | 45778 | 22/100 |
| 9 | 45780 | 22/100 |
| 10 | 45782 | 22/100 |
| 11 | 45711 | 21/100 |
| 12 | 45723 | 21/100 |
Most distressed Athens, OH ZIPs (0-100, 2026)
Mortgage delinquency around Athens, OH
No CFPB county sample covers Athens, OH; the non-metro area reading for Athens, OH: 1.4% ninety-plus; Athens, OH area thirty-to-eighty-nine 3.4% (December 2025, Athens, OH); Ohio overall 1.0%.
Opportunity index: Athens, OH
Athens, OH index 27.0, Athens, OH phase weak; Athens, OH primary driver vacancy, Athens, OH second driver bank institutional. Athens, OH components: property stress 15.1, foreclosure pressure 14.6, listing discounts 23.1, bank stress 57.0, insurance 0.0; Athens, OH pulse 31.1; Athens, OH capital opportunity 20.9.
ZIP market phases inside Athens, OH
19 Athens, OH ZIPs carry a price-cycle phase; Athens, OH ZIPs by phase (Athens, OH), deepest drawdown first: expansion, +5.9% YoY (Athens, OH): 43728; peak, +3.9% YoY (Athens, OH): 45701, 45716, 45719, 45735, Athens, OH 45739, 45740, 45742, 45761; expansion, +5.2% YoY (Athens, OH): 45710; peak, +4.2% YoY (Athens, OH): 45711; peak, +4.3% YoY (Athens, OH): 45723, 45766; peak, +4.5% YoY (Athens, OH): 45732; peak, +3.4% YoY (Athens, OH): 45764; expansion, +5.1% YoY (Athens, OH): 45776.
Residential listings by Athens, OH ZIP
Athens, OH ZIPs with the most tracked Athens, OH residential listings: 45701 5 listings, 4 candidates, bank pressure 65; 45723 4 listings, 1 candidates, bank pressure 60; 45732 3 listings, 2 candidates, bank pressure 64; 45780 2 listings, 0 candidates, bank pressure 65 (Athens, OH); 45711 0 listings, 0 candidates, bank pressure 60; 45716 0 listings, 0 candidates, bank pressure 65; 45719 0 listings, 0 candidates, bank pressure 65; 45735 0 listings, 0 candidates, bank pressure 66. Athens, OH totals: 14 listings; Athens, OH candidates 7; active ZIPs 0.
HUD assisted housing in Athens, OH
7 assisted properties with 338 units sit in Athens, OH; largest Athens, OH properties: Grande Vista Village (Athens) 140 units; Athens-Fairfield (Athens) 62 units, 62 assisted; Evergreen Estates (The Plains) 60 units, 60 assisted in Athens, OH; Kimberly Meadows (Nelsonville) 44 units, 44 assisted; Dew House (Nelsonville) 12 units, 12 assisted; Evergreen Terrace (Albany) 12 units, 12 assisted.
Lenders with branches in Athens, OH
Athens, OH lenders by branch count: Hocking Valley Bank (Athens, OH): stress 60, 5 branches low in Athens, OH; First Nb Of Mcconnelsville (Athens, OH): stress 63, 3 branches low in Athens, OH; Peoples Bank (Athens, OH): stress 55, 3 branches low in Athens, OH; Unified Bank (Athens, OH): stress 68, 2 branches low in Athens, OH; Jpmorgan Chase Bank Na (Athens, OH): stress 65, 2 branches moderate in Athens, OH; Farmers Bank&Savings Co (Athens, OH): stress 77, 1 branch low in Athens, OH; Merchants National Bank (Athens, OH): stress 69, 1 branch moderate in Athens, OH.
Vacancy and permits, Athens, OH
3,457 of 26,471 Athens, OH housing units are vacant; Athens, OH permits, twelve months: 42 multifamily units in Athens, OH, 14 one-to-four unit units.
Work Athens, OH at the parcel level
Every Athens, OH parcel carries owner and address; every Athens, OH parcel carries APN; Athens, OH distress scores sit on the Athens, OH live board.
Athens, OH figures refresh with each source.
Athens, OH questions
Most distressed ZIP code in Athens County, OH?
ZIP 45701 leads Athens, OH at 22/100; next in Athens, OH: 45716 at 22/100; the Athens, OH average is 20/100.
Where does Athens County, OH rank for investment opportunity?
Athens, OH is #2,202 among all ranked counties, #34 in Ohio; the Athens, OH driver is vacancy; Athens, OH moved down 153 places.
How many mortgages are delinquent in Athens County, OH?
Athens, OH takes the non-metro area reading of 1.4% for December 2025; no CFPB county sample covers Athens, OH.
Which banks lend in Athens County, OH?
7 watched lenders hold Athens, OH branches; the largest Athens, OH footprints are Hocking Valley Bank (5), First Nb Of Mcconnelsville (3), Peoples Bank (3).
More on Athens, OH
Athens County, OH distress report: public-record figures for Athens, OH; not legal advice for Athens, OH; not tax or investment advice; verify every Athens, OH record before acting.