Athens County, OH: Home-Insurance Distress & Forced-Sale Pressure
Athens County, OH: 28/100 (moderate) home-insurance distress; Athens, OH band LOW; Athens, OH #1,668 of 3,222 counties; Athens, OH #13 of 88 in Ohio; raw Athens, OH 32.9; Athens, OH coverage multiplier 0.85.
FEMA hazard, Athens, OH: 0/100; Athens, OH declarations, three years: none.
NFIP claims, Athens, OH, three years: 10; Athens, OH payouts $303,257; per Athens, OH claim $30,326; Athens, OH claim-stress 82/100.
Athens, OH monthly score: 28 in every month from March 2026 (Athens, OH) through October 2026.
Athens, OH components: NFIP claims 82; Athens, OH retreat index 28; Athens, OH climate multiplier 0.85.
Construction distress, Athens, OH: 53/100 as of August 2026 (Athens, OH: 1/100 one-to-four unit, 70/100 multifamily).
Athens, OH ZIPs, June 2026 (Athens, OH, 16 highest): score 0 (Athens, OH), climate 69 (Athens, OH): 45701, 45716, 45719, 45735, Athens, OH 45739, 45740, 45761, 45778, Athens, OH 45780, 45782; score 0 (Athens, OH), climate 65 (Athens, OH): 45723; score 0 (Athens, OH), climate 64 (Athens, OH): 45742; score 0 (Athens, OH), climate 63 (Athens, OH): 45711; score 0 (Athens, OH), climate 58 (Athens, OH): 45764; score 0 (Athens, OH), climate 57 (Athens, OH): 45766; score 0 (Athens, OH), climate 56 (Athens, OH): 45776.
DLRadar rescores Athens, OH monthly; Athens, OH readings join Athens, OH foreclosure, lien and ownership parcels (Athens, OH), so cost-squeezed Athens, OH owners surface before listing.
Inside Ohio, Athens County ranks 13th of 88 counties for home-insurance distress at 28/100; Butler County (28/100) sits just above Athens County, and Jackson County (28/100) sits just below Athens County.
Deterministic. Every Athens County, OH signal traces to a public Athens dataset (FEMA, NFIP, Census for Athens, OH) · how insurance distress works in Athens, OH · methodology
FAQ: Athens County, OH insurance distress
What is the Athens County, OH home-insurance-distress score?
Athens, OH: 28/100 (LOW), #1,668 of 3,222, #13 in Ohio. FEMA hazard, Athens, OH: 0/100; NFIP stress, Athens, OH: 82/100; construction, Athens, OH: 53/100; Athens, OH rescores monthly.
Is Athens County insurance distress getting better or worse (OH)?
Athens, OH: 28 in March 2026; Athens, OH: 28 in October 2026 (unchanged); Athens, OH NFIP claims score 82.
How many flood-insurance claims has Athens County, OH had?
Athens, OH: 10 NFIP claims, three years; Athens, OH paid $303,257; per Athens, OH claim $30,326; carriers reprice Athens, OH against that record.
Which Athens County ZIP codes carry the most insurance distress (OH)?
Athens, OH, June 2026: 45701 at 0, 45716 at 0, 45719 at 0, 45735 at 0; Athens, OH climate scores there: 69, 69, 69, 69.
Why does Athens, OH insurance distress create sellers?
A Athens, OH premium outruns the Athens, OH budget; a carrier leaves Athens, OH; Athens, OH carrying cost passes plan; Athens, OH owners sell while current; Athens, OH insurance distress leads Athens, OH foreclosure data.