ZIP 45651 Foreclosure, Tax-Lien & Distress Report

Vinton County, Ohio's ZIP 45651 registers 2/100 composite distress, which DLRadar reads as minimal. Structurally it carries 4/100, against 1/100 of stress already in motion. The pressure is most legible in structural risk (4/100), mortgage stress (3/100), institutional ownership (3/100). mortgage stress (3/100) and institutional ownership (3/100) stay muted.

The expansion-phase market in 45651 posted values that rose 6.0% over the year, and 58% higher over three years, at 34/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The poverty rate is 19.8% — high, a tax-stress and distress correlate. The tenure split is 65% owner-occupied to 35% rented. Median household income is $57,761, below the U.S. median near $78,000. On demographic stress specifically, 45651 scores 31/100. About 14% have a four-year degree. The ZIP holds roughly 2,412 housing units. Around 33% of renters are cost-burdened. The vacancy rate is 12.7% — elevated. Population is roughly 5,402 with a median age of 36. Home values center near $169,200, an affordability ratio of 2.8× — accessible.

Taken together, 45651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 45651 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 45651 runs hot or quiet, its 2/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 45651 can be compared directly against any other ZIP in Vinton County, Ohio or nationwide. Sparse data for 45651 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 2/100 figure for 45651 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 45651 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.