ZIP 45681 Property Distress & Foreclosure Data

Composite property distress in 45681 (Ross County, Ohio) lands at 20/100 — low on DLRadar's public-record scoring. Structural risk reads 47/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (54/100), structural risk (47/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (7/100). Environmental exposure also runs high (flood (NFIP) exposure (74/100), climate & FEMA risk (63/100)).

The expansion-phase market in 45681 posted values that rose 5.1% over the year, at 36/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 83% owner-occupied to 17% rented. Households earn a median $53,317 — below the roughly $78,000 national figure. Population is roughly 1,440 with a median age of 46. Vacancy runs 2.4%. There are about 570 housing units across 45681. On demographic stress specifically, 45681 scores 28/100. Rent burden reaches 37% of tenant households. About 9% have a four-year degree. A median home runs $143,200 here, or 2.6 times local income. Roughly 12.5% live below the poverty line.

On balance 45681 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

20/100
Composite stress
47/100
Structural risk
2/100
Distress activity

Distress signal breakdown — ZIP 45681

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk63
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Ross County

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