ZIP 45681 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 45681 (Ross County, Ohio) returns a low composite of 18/100. The split runs 40/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in structural risk (40/100), construction/permit lag (28/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (73/100), climate & FEMA risk (63/100).

The market reads peak — home values rose 3.9% year on year (phase confidence 28/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 83% of homes, renters 17%. At $53,317, median income runs below typical U.S. levels. 1,440 residents call 45681 home, typically aged 46. Vacancy runs 2.4%. There are about 570 housing units across 45681. DLRadar's demographic-stress index for the area reads 28/100. Around 37% of renters are cost-burdened. Educational attainment sits at 9% bachelor's-or-above. The typical home is worth about $143,200 (2.6× income, relatively affordable). The poverty rate is 12.5%.

On balance 45681 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 45681 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 45681's 18/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the public record is thin for 45681, the field stays empty rather than modeled, and fills in as new documents post.

The 18/100 figure for 45681 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 45681 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.