ZIP 41164 Property Distress & Foreclosure Data

ZIP code 41164 in Carter County, Kentucky carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 54/100 against active distress of 7/100. What sets it apart are the readings on institutional ownership (62/100), structural risk (54/100), construction/permit lag (45/100). mortgage stress (24/100) stay muted. Climate and flood risk are elevated too — FEMA disaster exposure (92/100).

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 47% higher over three years, at 36/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 6,010 housing units across 41164. Owners hold 83% of homes, renters 17%. Median household income is $53,777, below the U.S. median near $78,000. Educational attainment sits at 16% bachelor's-or-above. Vacancy runs 18.3%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 27/100. Home values center near $120,100, an affordability ratio of 1.9× — accessible. 19.1% of residents fall below the poverty threshold. 12,372 residents call 41164 home, typically aged 44. Rent burden reaches 30% of tenant households.

Taken together, 41164 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.