ZIP 41164 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41164 (Carter County, Kentucky) returns a low composite of 25/100. On the structural side it scores 55/100, with 7/100 of stress already active. The sharpest non-environmental signals are institutional ownership (61/100), structural risk (55/100), construction/permit lag (50/100). mortgage stress (24/100) stay muted. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100).

The expansion-phase market in 41164 posted values that rose 6.8% over the year, and 47% higher over three years (phase confidence 35/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

There are about 6,010 housing units across 41164. Owners hold 83% of homes, renters 17%. At $53,777, median income runs below typical U.S. levels. About 16% have a four-year degree. The vacancy rate is 18.3% — elevated. DLRadar's demographic-stress index for the area reads 27/100. The typical home is worth about $120,100 (1.9× income, relatively affordable). The poverty rate is 19.1% — high, a tax-stress and distress correlate. 12,372 residents call 41164 home, typically aged 44. Around 30% of renters are cost-burdened.

Net-net, 41164 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 41164 at the moment; the composite and its components are still built from verifiable public records.

The 41164 read uses the identical public-record model applied coast to coast, which means its 25/100 score means exactly what it means anywhere else, and 41164 stays directly comparable to neighboring ZIPs and the rest of Carter County, Kentucky. Where the public record is thin for 41164, the field stays empty rather than modeled, and fills in as new documents post.

The 25/100 for 41164 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Treat 41164 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.