ZIP 41146 Property Distress & Foreclosure Data

ZIP code 41146 in Carter County, Kentucky carries a composite property-distress score of 28/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — FEMA disaster exposure (92/100), flood (NFIP) exposure (76/100). What sets it apart are the readings on institutional ownership (66/100), structural risk (62/100), construction/permit lag (50/100). Structural risk reads 62/100 against active distress of 0/100.

Prices here sit in a expansion phase: values rose 7.2% over the trailing year, at 41/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Rent burden reaches 55% of tenant households. Owners hold 79% of homes, renters 21%. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 6% bachelor's-or-above. Median household income is $43,523, below the U.S. median near $78,000. There are about 231 housing units across 41146. Vacancy runs 8.7%. 446 residents call 41146 home, typically aged 58. 15.5% of residents fall below the poverty threshold.

Overall, 41146 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.