ZIP 41472 Property Distress & Foreclosure Data

DLRadar grades ZIP 41472 (Morgan County, Kentucky) at a low 29/100 for overall property distress. Structural risk reads 67/100 against active distress of 8/100. Property-level stress concentrates in construction/permit lag (100/100), institutional ownership (68/100), structural risk (67/100). On the quiet end sit mortgage stress (27/100). Environmental exposure also runs high (FEMA disaster exposure (92/100), flood (NFIP) exposure (84/100)).

The peak-phase market in 41472 posted values that rose 4.7% over the year, and 51% higher over three years, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 10,703 with a median age of 42. The typical home is worth about $128,000 (2.4× income, relatively affordable). 74% of housing is owner-occupied. There are about 4,141 housing units across 41472. Vacancy runs 14.7%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 28/100. Rent burden reaches 31% of tenant households. The poverty rate is 16.9% — high, a tax-stress and distress correlate. Around 17% of adults hold a bachelor's degree or higher. At $47,773, median income runs below typical U.S. levels.

On the whole, 41472 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.