ZIP 41332 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41332 (Morgan County, Kentucky) at a low 26/100 for overall property distress. It additionally carries heavy environmental risk: FEMA disaster exposure (89/100). The split runs 59/100 structural to 7/100 active on the ground. Leading the profile are construction/permit lag (100/100), institutional ownership (59/100), structural risk (59/100). On the quiet end sit mortgage stress (24/100).

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $62,969, below the U.S. median near $78,000. Rent burden reaches 0% of tenant households. Vacancy runs 20.2%, above the national norm and a classic distress-and-opportunity signal. Around 19% of adults hold a bachelor's degree or higher. There are about 381 housing units across 41332. The demographic-stress sub-score lands at 18/100. Owners hold 89% of homes, renters 11%. Home values center near $98,600, an affordability ratio of 1.4× — accessible. Roughly 10.2% live below the poverty line. 955 residents call 41332 home, typically aged 49.

Net-net, 41332 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 41332 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 41332 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41332 can be compared directly against any other ZIP in Morgan County, Kentucky or nationwide. The score is rebuilt from public data as it updates, so 41332 reflects the current record instead of a stale or modeled snapshot.

41332's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 41332 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.