ZIP 41301 Foreclosure, Tax-Lien & Distress Report

In Wolfe County, Kentucky, ZIP 41301 scores 13 of 100 for composite distress, a minimal level on DLRadar's public-record index. Environmental exposure also runs high (FEMA disaster exposure (89/100)). The latent-versus-live split is 26/100 structural and 6/100 already moving. The sharpest non-environmental signals are institutional ownership (51/100), structural risk (26/100), mortgage stress (21/100). On the quiet end sit structural risk (26/100) and mortgage stress (21/100).

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $29,786 — below the roughly $78,000 national figure. The poverty rate is 35.2% — high, a tax-stress and distress correlate. Educational attainment sits at 7% bachelor's-or-above. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. Around 49% of renters are cost-burdened. A median home runs $82,100 here, or 2.6 times local income. The demographic-stress sub-score lands at 37/100. 70% of housing is owner-occupied. The ZIP holds roughly 2,910 housing units. Population is roughly 5,804 with a median age of 45.

On the whole, 41301 leans distressed, with opportunity clustered in specific stressed parcels. While 41301 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 41301's 13/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 41301, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 13/100 figure for 41301 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41301 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.