ZIP 41408 Property Distress & Foreclosure Data

In Morgan County, Kentucky, ZIP 41408 scores 29 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: FEMA disaster exposure (92/100), flood (NFIP) exposure (84/100). The latent-versus-live split is 67/100 structural and 0/100 already moving. Its standout signals are construction/permit lag (100/100), institutional ownership (68/100), structural risk (67/100).

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The vacancy rate is 4.7%. Roughly 38.5% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Around 0% of renters are cost-burdened. About 452 people live here, median age 34. About 12% have a four-year degree. The ZIP holds roughly 179 housing units. Households earn a median $26,780 — below the roughly $78,000 national figure. On demographic stress specifically, 41408 scores 27/100. A median home runs $72,300 here, or 2.6 times local income. The tenure split is 80% owner-occupied to 20% rented.

Net-net, 41408 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.