ZIP 41465 Foreclosure, Tax-Lien & Distress Report

Magoffin County, Kentucky's ZIP 41465 registers 19/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (FEMA disaster exposure (89/100), flood (NFIP) exposure (71/100)). Its standout signals are institutional ownership (64/100), structural risk (41/100), mortgage stress (26/100). On the quiet end sit mortgage stress (26/100). Latent structural risk is 41/100 while live distress already moving reads 8/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year, at 33/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 78% owner-occupied to 22% rented. DLRadar's demographic-stress index for the area reads 35/100. 10,539 residents call 41465 home, typically aged 41. Rent burden reaches 44% of tenant households. There are about 4,909 housing units across 41465. Roughly 33.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 16.8% — elevated. About 14% have a four-year degree. Home values center near $93,300, an affordability ratio of 2.8× — accessible. Median household income is $34,012, below the U.S. median near $78,000.

Taken together, 41465 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 41465 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 41465 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 41465, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 41465 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. The point of the 41465 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.