ZIP 41640 Foreclosure, Tax-Lien & Distress Report

Knott County, Kentucky's ZIP 41640 registers 27/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in institutional ownership (62/100), structural risk (59/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (25/100). On the structural side it scores 59/100, with 7/100 of stress already active. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (80/100), climate & FEMA risk (61/100)).

The peak-phase market in 41640 posted values that rose 4.6% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

74% of housing is owner-occupied. The demographic-stress sub-score lands at 44/100. The ZIP holds roughly 547 housing units. Around 100% of renters are cost-burdened. At $36,449, median income runs below typical U.S. levels. Around 8% of adults hold a bachelor's degree or higher. The poverty rate is 36.5% — high, a tax-stress and distress correlate. The typical home is worth about $142,600 (2.9× income, relatively affordable). The vacancy rate is 12.7% — elevated. Population is roughly 1,012 with a median age of 55.

On the whole, 41640 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.