ZIP 41640 Foreclosure, Tax-Lien & Distress Report
Knott County, Kentucky · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 41640 in Knott County, Kentucky comes in at 28, a low composite-distress reading. The sharpest non-environmental signals are structural risk (63/100), institutional ownership (59/100), construction/permit lag (50/100). mortgage stress (25/100) stay muted. The split runs 63/100 structural to 7/100 active on the ground. Environmental exposure also runs high (flood (NFIP) exposure (88/100), FEMA disaster exposure (72/100), climate & FEMA risk (61/100)).
Prices here sit in a neutral phase: values rose 5.0% over the trailing year, at 29/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
74% of housing is owner-occupied. DLRadar's demographic-stress index for the area reads 44/100. There are about 547 housing units across 41640. Around 100% of renters are cost-burdened. Median household income is $36,449, below the U.S. median near $78,000. About 8% have a four-year degree. 36.5% of residents fall below the poverty threshold. A median home runs $142,600 here, or 2.9 times local income. Vacancy runs 12.7%, above the national norm and a classic distress-and-opportunity signal. 1,012 residents call 41640 home, typically aged 55.
Net-net, 41640 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 41640 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 41640 runs hot or quiet, its 28/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41640 can be compared directly against any other ZIP in Knott County, Kentucky or nationwide. Sparse data for 41640 shows as blanks, never estimates, and the score updates on every fresh public filing.
41640's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 41640 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Signal-by-signal read on 41640
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
The 41640 distress snapshot
The live 41640 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Other Knott County ZIP codes
Keep exploring Kentucky distress
Keep going: ZIP, county and state distress coverage for Knott County, Kentucky.
Unlock parcel-level detail for ZIP 41640
The full 41640 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Each signal above is traceable to an open dataset · methodology