ZIP 41831 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41831 (Knott County, Kentucky) returns a low composite of 21/100. Leading the profile are institutional ownership (58/100), structural risk (46/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (71/100). Latent structural risk is 46/100 while live distress already moving reads 8/100.

Prices here sit in a expansion phase: values rose 5.3% over the trailing year (phase confidence 33/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $51,442, below the U.S. median near $78,000. Population is roughly 953 with a median age of 57. Roughly 10.3% live below the poverty line. 86% of housing is owner-occupied. Rent burden reaches 57% of tenant households. The typical home is worth about $148,500 (2.9× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher. The ZIP holds roughly 586 housing units. The demographic-stress sub-score lands at 32/100. Vacancy runs 23.6%, above the national norm and a classic distress-and-opportunity signal.

Net-net, 41831 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 41831 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The number is not local guesswork: 41831's 21/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed on ingest; 41831 shows blanks, not estimates, wherever the record is sparse.

The 21/100 figure for 41831 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 41831 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.