ZIP 41831 Property Distress & Foreclosure Data

In Knott County, Kentucky, ZIP 41831 scores 21 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are institutional ownership (62/100), structural risk (47/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (79/100). On the structural side it scores 47/100, with 8/100 of stress already active.

The market reads peak — home values rose 4.7% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Households earn a median $51,442 — below the roughly $78,000 national figure. About 953 people live here, median age 57. Roughly 10.3% live below the poverty line. The tenure split is 86% owner-occupied to 14% rented. Around 57% of renters are cost-burdened. A median home runs $148,500 here, or 2.9 times local income. About 10% have a four-year degree. The ZIP holds roughly 586 housing units. On demographic stress specifically, 41831 scores 32/100. The vacancy rate is 23.6% — elevated.

Net-net, 41831 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.