ZIP 41859 Foreclosure, Tax-Lien & Distress Report
Knott County, Kentucky · High Poverty market
Knott County, Kentucky's ZIP 41859 registers 21/100 composite distress, which DLRadar reads as low. The pressure is most legible in institutional ownership (58/100), structural risk (46/100), mortgage stress (25/100). By contrast, mortgage stress (25/100) register low. It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (71/100). On the structural side it scores 46/100, with 8/100 of stress already active.
The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 208 people live here, median age 53. 91% of housing is owner-occupied. Rent burden reaches 0% of tenant households. The vacancy rate is 0.0%. Around 0% of adults hold a bachelor's degree or higher. There are about 111 housing units across 41859. The demographic-stress sub-score lands at 29/100. A median home runs $55,600 here. Roughly 46.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory.
Net-net, 41859 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 41859 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Because one deterministic model scores every ZIP, 41859's 21/100 can be lined up against any neighbor in Knott County, Kentucky or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 41859 shows blanks, not estimates, wherever the record is sparse.
The 21/100 figure for 41859 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For a buyer, 41859 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 41859
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
The 41859 distress snapshot
41859 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Neighbouring ZIPs in Knott County
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Deterministic scoring, sourced entirely from public data · methodology