ZIP 41636 Property Distress & Foreclosure Data

Floyd County, Kentucky's ZIP 41636 registers 32/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). The most distinctive pressure shows up in structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low. Structural exposure scores 70 and live distress 8 on the 0–100 scale.

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

The tenure split is 79% owner-occupied to 21% rented. About 709 people live here, median age 48. There are about 328 housing units across 41636. Rent burden reaches 24% of tenant households. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. On demographic stress specifically, 41636 scores 31/100. A median home runs $71,800 here. About 16% have a four-year degree. Roughly 31.0% live below the poverty line, elevated and often tied to deferred-maintenance inventory.

Net-net, 41636 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.