ZIP 41653 Property Distress & Foreclosure Data

Composite property distress in 41653 (Floyd County, Kentucky) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). The latent-versus-live split is 70/100 structural and 8/100 already moving.

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 9% higher over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $127,800, an affordability ratio of 2.7× — accessible. The vacancy rate is 12.8% — elevated. Median household income is $43,984, below the U.S. median near $78,000. Around 39% of renters are cost-burdened. 11,048 residents call 41653 home, typically aged 42. Educational attainment sits at 17% bachelor's-or-above. 28.9% of residents fall below the poverty threshold. Owners hold 68% of homes, renters 32%. DLRadar's demographic-stress index for the area reads 33/100. The ZIP holds roughly 5,599 housing units.

Taken together, 41653 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.