ZIP 41601 Property Distress & Foreclosure Data

In Floyd County, Kentucky, ZIP 41601 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. Structural risk reads 70/100 against active distress of 8/100. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100)). Its standout signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (25/100).

The peak-phase market in 41601 posted values that rose 4.5% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $152,200 (2.6× income, relatively affordable). Rent burden reaches 43% of tenant households. 81% of housing is owner-occupied. Vacancy runs 37.2%, above the national norm and a classic distress-and-opportunity signal. Population is roughly 431 with a median age of 53. The demographic-stress sub-score lands at 30/100. Around 25% of adults hold a bachelor's degree or higher. There are about 410 housing units across 41601. The poverty rate is 14.8%. At $33,261, median income runs below typical U.S. levels.

On the whole, 41601 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.