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ZIP 41601 Foreclosure, Tax-Lien & Distress Report

Floyd County, Kentucky · High Vacancy market

On DLRadar's 0-100 public-record scale, ZIP 41601 in Floyd County, Kentucky comes in at 33, a moderate composite-distress reading. Structural exposure scores 73 and live distress 8 on the 0–100 scale. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (71/100). The sharpest non-environmental signals are structural risk (73/100), institutional ownership (59/100), construction/permit lag (50/100). mortgage stress (25/100) stay muted.

The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

A median home runs $152,200 here, or 2.6 times local income. Around 43% of renters are cost-burdened. Owners hold 81% of homes, renters 19%. Vacancy runs 37.2%, above the national norm and a classic distress-and-opportunity signal. About 431 people live here, median age 53. On demographic stress specifically, 41601 scores 30/100. Educational attainment sits at 25% bachelor's-or-above. The ZIP holds roughly 410 housing units. Roughly 14.8% live below the poverty line. At $33,261, median income runs below typical U.S. levels.

Taken together, 41601 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 41601 at the moment; the composite and its components are still built from verifiable public records.

The number is not local guesswork: 41601's 33/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Nothing here is interpolated — where a source is thin for 41601, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 33/100 figure for 41601 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41601 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.

33/100
Composite stress
73/100
Structural risk
8/100
Distress activity

Signal-by-signal read on 41601

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk93
9 further distress layers are graded for 41601

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.

41601 at a glance

The live 41601 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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