Floyd County, KY: Foreclosures, Tax Liens & Distressed Properties
Floyd County, KY, Kentucky: 34 ZIP codes scored, Floyd County, KY averaging 31/100 (moderate, Floyd, KY), from 26 to 38. Floyd County, KY is in its peak phase (Floyd, KY confidence 22/100): Floyd, KY home prices up 4.4% (Floyd, KY) over twelve months. Floyd County, KY lender headwind: 35/100.
Highest-scoring Floyd County, KY ZIPs: 41659 (38/100), 41605 (37/100), 41601 (31/100), 41602 (31/100), 41603 (31/100), 41604 (31/100). Also scored in Floyd County, KY: 41606, 41607, 41612, 41615, 41616, 41619, 41621, 41622, 41631, 41635.
Across Floyd County, KY's scored ZIPs: median home value $100,983, household income $47,245, 19.6% vacancy, 27.5% poverty, 74% owner-occupied, median age 42.7.
Floyd County, KY insurance distress 79/100 (#396 in the US); FEMA hazard 68/100 for Floyd, KY; 10 federal disaster declarations in Floyd County, KY since 2023; 229 Floyd, KY NFIP flood claims, $8.9M paid; Floyd, KY construction distress 27/100.
4 banks with 10 branches lend in Floyd County, KY; Floyd, KY weighted bank stress 57/100, highest 67/100 in Floyd, KY.
Floyd County, KY unemployment 5.5% (Floyd, KY -0.5 pts, six months); 5 new housing units permitted in Floyd County, KY over twelve months, Floyd, KY up 25% from 4; Floyd, KY home prices +7.4% a year (Floyd, KY) over three years.
17,505 housing units in Floyd County, KY; 4,031 Floyd, KY renter households; 35% of Floyd, KY renters spend 30%+ of income on rent, 20% (Floyd, KY) half or more.
Floyd County, KY ranks #2,300 nationally on the opportunity index (Floyd, KY, among all ranked counties); Floyd, KY scores 26.7/100 and Floyd, KY sits #108 inside Kentucky. Floyd, KY is in the weak opportunity phase; Floyd, KY's primary driver is vacancy, Floyd, KY second driver bank institutional; Floyd, KY moved down 109 places. 1 short-sale listings across Floyd, KY; 54 days on market observed in Floyd, KY; 16.4% vacancy over 34 Floyd, KY ZIPs.
No CFPB county sample covers Floyd County, KY. The non-metro area reading for Floyd, KY: 1.1% ninety-plus days late; Floyd, KY's thirty-to-eighty-nine share is 3.0% (Floyd, KY, December 2025 data); Kentucky overall 1.0%.
Floyd County, KY has 2 watched banks; 2 Floyd, KY banks sit in an elevated band. Floyd, KY footprints: Citizens Bank Of Ky Inc (3 branches, stress 58) in Floyd, KY; Community Trust Bank Inc (2 branches, stress 47) in Floyd, KY.
HUD lists 5 assisted multifamily properties in Floyd County, KY with 293 units; 260 Floyd, KY units are assisted, 3 Floyd, KY properties under project-based Section 8.
2,805 of the 17,505 housing units in Floyd, KY sit vacant. Floyd County, KY permitted 0 multifamily units in twelve months; Floyd, KY's one-to-four unit structures added 5 units in Floyd County, KY.