Floyd County, KY: Foreclosures, Tax Liens & Distressed Properties

Across Floyd County, Kentucky, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. DLRadar scores 34 ZIPs here, with a mean composite of 33/100. ZIP-level distress ranges from 33/100 at the top down to 28/100. Bank/credit headwind for the county is 35 on a 0–100 scale, a contained reading.

The peak-phase county posted home values that rose 4.4% over twelve months (phase confidence 22/100). At this stage of the cycle, broad sweeps stop paying with opportunity concentrated by ZIP.

Near the cycle top at +4.4% YoY (22/100 confidence), selectivity rules and a county-wide sweep stays on the shelf. A steady 35/100 bank reading puts the live signals on tax, code and ownership-change cases over REO.

By composite, 41601 (33/100), 41602 (33/100), 41603 (33/100), 41604 (33/100), 41606 (33/100), 41607 (33/100) top the county — tap any ZIP to go deeper. The breakdown continues through 41612, 41615, 41616, 41619, 41621, 41622, 41631, 41635, 41636, 41642 and more.

By the numbers, the ZIPs DLRadar tracks across Floyd County run a 27.5% poverty rate, 74% owner-occupancy, median home values around $100,983 (below the national figure), a median household income near $47,245 (below the US norm), residents with a median age around 42.7, 19.6% of units sitting vacant. Read together, they signal who is forced to sell and how readily the market absorbs it.

Floyd County, Kentucky's 33/100 average over 34 ZIPs says distress here is parcel-specific rather than a blanket buy. Inside DLRadar, each Floyd County property carries owner, mailing address, APN, a score, the bank behind the note and how fast it should sell.

The distress read for Floyd County, Kentucky is refreshed as new public records post and uses the same methodology coast to coast, so Floyd County stays directly comparable to any other market you track.

In Floyd County, Kentucky, the scores are a targeting tool first: they tell you which ZIPs hold the distress and which owners are most likely under real financial pressure, so limited acquisition effort lands where it converts. All of it is deterministic and auditable: Floyd County's numbers come from county recorders, the courts, FHFA and FDIC, with nothing interpolated or guessed when a source is sparse.

Drilling in, Floyd County's highest-scoring ZIPs are 41601 (33/100), 41602 (33/100), 41603 (33/100), 41604 (33/100), 41606 (33/100), 41607 (33/100). DLRadar also scores 41612, 41615, 41616, 41619, 41621, 41622, 41631, 41635 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

The Floyd County score is not a single measure but a composite: foreclosure activity, mortgage and tax-lien stress, and local lender headwind each feed it, which is why understanding the components matters as much as the headline number.