ZIP 41642 Property Distress & Foreclosure Data

In Floyd County, Kentucky, ZIP 41642 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). The latent-versus-live split is 70/100 structural and 8/100 already moving. Its standout signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Around 11% of renters are cost-burdened. The ZIP holds roughly 296 housing units. Roughly 16.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. On demographic stress specifically, 41642 scores 22/100. The vacancy rate is 0.0%. About 6% have a four-year degree. Households earn a median $123,071 — above the roughly $78,000 national figure. The tenure split is 69% owner-occupied to 31% rented. A median home runs $108,400 here, or 1.0 times local income. About 627 people live here, median age 41.

Net-net, 41642 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.