ZIP 41642 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · Affordable market
On DLRadar's 0-100 distress scale, ZIP 41642 in Floyd County, Kentucky comes in at 31, a moderate composite-distress reading. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (68/100). Structurally it carries 67/100, against 8/100 of stress already in motion. The pressure is most legible in structural risk (67/100), institutional ownership (62/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (25/100).
The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Rent burden reaches 11% of tenant households. The ZIP holds roughly 296 housing units. 16.9% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 22/100. Vacancy runs 0.0%. About 6% have a four-year degree. At $123,071, median income runs above typical U.S. levels. 69% of housing is owner-occupied. A median home runs $108,400 here, or 1.0 times local income. 627 residents call 41642 home, typically aged 41.
Net-net, 41642 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 41642 is not published yet -- the ZIP-level readings above remain fully sourced.
The 41642 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 41642 stays directly comparable to neighboring ZIPs and the rest of Floyd County, Kentucky. The score is rebuilt from public data as it updates, so 41642 reflects the current record instead of a stale or modeled snapshot.
41642's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. In workflow terms, 41642 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 41642’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 41642 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 41642, the same set carried on every parcel.
Neighbouring ZIPs in Floyd County
Nearest ZIP codes to 41642
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 41642
Related ZIP, county and statewide reads linked to Floyd County, Kentucky.
Unlock parcel-level detail for ZIP 41642
Get every distressed property in 41642 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click path to owner and lender records. Nationwide, refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology