ZIP 41651 Property Distress & Foreclosure Data

In Floyd County, Kentucky, ZIP 41651 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). On the structural side it scores 70/100, with 0/100 of stress already active. Its standout signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

Around 0% of renters are cost-burdened. On demographic stress specifically, 41651 scores 56/100. About 196 people live here, median age 8. The tenure split is 16% owner-occupied to 84% rented. Roughly 86.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 36.0% — elevated. About 17% have a four-year degree. The ZIP holds roughly 168 housing units. Households earn a median $2,499 — below the roughly $78,000 national figure.

Net-net, 41651 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
70/100
Structural risk
0/100
Distress activity

Distress signal breakdown — ZIP 41651

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Floyd County

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