ZIP 41651 Foreclosure, Tax-Lien & Distress Report

Floyd County, Kentucky's ZIP 41651 registers 31/100 composite distress, which DLRadar reads as moderate. Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (68/100)). Structural risk reads 67/100 against active distress of 0/100. Its heaviest discrete signals: structural risk (67/100), institutional ownership (62/100), construction/permit lag (25/100). On the quiet end sit construction/permit lag (25/100).

The peak-phase market in 41651 posted values that rose 4.4% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 0% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 69/100. 196 residents call 41651 home, typically aged 8. 16% of housing is owner-occupied. 86.2% of residents fall below the poverty threshold. Vacancy runs 36.0%, above the national norm and a classic distress-and-opportunity signal. About 17% have a four-year degree. The ZIP holds roughly 168 housing units. Median household income is $2,499, below the U.S. median near $78,000.

Taken together, 41651 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 41651 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 41651 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 41651 stays directly comparable to neighboring ZIPs and the rest of Floyd County, Kentucky. Nothing here is interpolated — where a source is thin for 41651, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 41651 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. In workflow terms, 41651 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.