ZIP 41622 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 41622 (Floyd County, Kentucky) lands at 33/100 — moderate on DLRadar's public-record scoring. What sets it apart are the readings on structural risk (73/100), institutional ownership (59/100), construction/permit lag (50/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (71/100)). The latent-versus-live split is 73/100 structural and 0/100 already moving.

The market reads peak — home values rose 4.4% year on year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The demographic-stress sub-score lands at 14/100. Around 0% of renters are cost-burdened. 90% of housing is owner-occupied. Educational attainment sits at 16% bachelor's-or-above. There are about 117 housing units across 41622. About 147 people live here, median age 69. 0.0% of residents fall below the poverty threshold. The vacancy rate is 0.0%.

Overall, 41622 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. There is no property file for 41622 at the moment; the composite and its components are still built from verifiable public records.

The 41622 read uses the identical public-record model applied coast to coast, which means its 33/100 score means exactly what it means anywhere else, and 41622 stays directly comparable to neighboring ZIPs and the rest of Floyd County, Kentucky. The score is rebuilt from public data as it updates, so 41622 reflects the current record instead of a stale or modeled snapshot.

Behind 41622's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 41622 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.