ZIP 41635 Property Distress & Foreclosure Data

Composite property distress in 41635 (Floyd County, Kentucky) lands at 32/100 — moderate on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (25/100) stay muted. The latent-versus-live split is 70/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, and 7% lower over three years (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $37,839, below the U.S. median near $78,000. Owners hold 78% of homes, renters 22%. The ZIP holds roughly 1,354 housing units. Around 50% of renters are cost-burdened. 30.7% of residents fall below the poverty threshold. Educational attainment sits at 12% bachelor's-or-above. Home values center near $78,300, an affordability ratio of 2.0× — accessible. DLRadar's demographic-stress index for the area reads 33/100. The vacancy rate is 16.1% — elevated. 3,314 residents call 41635 home, typically aged 42.

Taken together, 41635 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.