ZIP 41635 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · High Vacancy market
Floyd County, Kentucky's ZIP 41635 registers 31/100 composite distress, which DLRadar reads as moderate. Property-level stress concentrates in structural risk (67/100), institutional ownership (62/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (25/100). The latent-versus-live split is 67/100 structural and 8/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (68/100).
The peak-phase market in 41635 posted values that rose 4.4% over the year, and 7% lower over three years, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Households earn a median $37,839 — below the roughly $78,000 national figure. The tenure split is 78% owner-occupied to 22% rented. There are about 1,354 housing units across 41635. Rent burden reaches 50% of tenant households. Roughly 30.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Educational attainment sits at 12% bachelor's-or-above. Home values center near $78,300, an affordability ratio of 2.0× — accessible. On demographic stress specifically, 41635 scores 33/100. The vacancy rate is 16.1% — elevated. About 3,314 people live here, median age 42.
On the whole, 41635 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 41635 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Because one deterministic model scores every ZIP, 41635's 31/100 can be lined up against any neighbor in Floyd County, Kentucky or any ZIP coast to coast. Sparse data for 41635 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 31/100 for 41635 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. For an operator, 41635 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 41635’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 41635 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Neighbouring ZIPs in Floyd County
Nearest ZIP codes to 41635
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 41635
Additional distress intelligence spanning Floyd County, Kentucky by ZIP, county and state.
Unlock parcel-level detail for ZIP 41635
See who owns each distressed property in 41635, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Each signal above is traceable to an open dataset · methodology