ZIP 41603 Property Distress & Foreclosure Data

Composite property distress in 41603 (Floyd County, Kentucky) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural exposure scores 70 and live distress 8 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). The sharpest non-environmental signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.5% year on year, and 14% higher over three years, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

There are about 936 housing units across 41603. A median home runs $202,200 here, or 3.6 times local income. About 10% have a four-year degree. Vacancy runs 29.1%, above the national norm and a classic distress-and-opportunity signal. About 1,661 people live here, median age 32. Roughly 20.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Households earn a median $56,218 — below the roughly $78,000 national figure. On demographic stress specifically, 41603 scores 40/100. The tenure split is 53% owner-occupied to 47% rented. Rent burden reaches 56% of tenant households.

Net-net, 41603 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.