ZIP 41605 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 41605 in Floyd County, Kentucky comes in at 32, a moderate composite-distress reading. Climate and flood risk are elevated too — flood (NFIP) exposure (95/100), climate & FEMA risk (91/100), FEMA disaster exposure (70/100). Property-level stress concentrates in structural risk (71/100), institutional ownership (59/100), construction/permit lag (41/100). On the structural side it scores 71/100, with 0/100 of stress already active.
The peak-phase market in 41605 posted values that rose 4.4% over the year (phase confidence 22/100). Topping markets hide individual distress behind strong averages.
The vacancy rate is 13.3% — elevated. Rent burden reaches 100% of tenant households. 72% of housing is owner-occupied. The poverty rate is 29.9% — high, a tax-stress and distress correlate. The ZIP holds roughly 352 housing units. The demographic-stress sub-score lands at 47/100. About 546 people live here, median age 68. Educational attainment sits at 22% bachelor's-or-above.
Taken together, 41605 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 41605 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 41605's 32/100 can be lined up against any neighbor in Floyd County, Kentucky or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 41605, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 41605 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 32/100 roll-up. For an operator, 41605 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 41605’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
ZIP 41605 Stress Report snapshot
41605 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Built from public records, scored the same way everywhere · methodology