ZIP 41602 Foreclosure, Tax-Lien & Distress Report

In Floyd County, Kentucky, ZIP 41602 scores 33 of 100 for composite distress, a moderate level on DLRadar's public-record index. The pressure is most legible in structural risk (73/100), institutional ownership (59/100), construction/permit lag (50/100). By contrast, mortgage stress (25/100) register low. Structurally it carries 73/100, against 8/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (71/100).

The peak-phase market in 41602 posted values that rose 4.4% over the year, at 22/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The typical home is worth about $111,300 (1.0× income, relatively affordable). The tenure split is 92% owner-occupied to 8% rented. There are about 197 housing units across 41602. Around 0% of renters are cost-burdened. 16.4% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 17/100. About 17% have a four-year degree. Population is roughly 818 with a median age of 47. Households earn a median $113,287 — above the roughly $78,000 national figure. The vacancy rate is 1.9%.

On balance 41602 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 41602 runs through one identical public-record model, so its 33/100 sits on the same scale as every other ZIP in Floyd County, Kentucky and the nation. The score is rebuilt from public data as it updates, so 41602 reflects the current record instead of a stale or modeled snapshot.

The 33/100 figure for 41602 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 41602 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.