ZIP 41602 Property Distress & Foreclosure Data

DLRadar grades ZIP 41602 (Floyd County, Kentucky) at a moderate 32/100 for overall property distress. Property-level stress concentrates in structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (25/100) stay muted. The latent-versus-live split is 70/100 structural and 8/100 already moving. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year (phase confidence 33/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $111,300, an affordability ratio of 1.0× — accessible. Owners hold 92% of homes, renters 8%. The ZIP holds roughly 197 housing units. Around 0% of renters are cost-burdened. 16.4% of residents fall below the poverty threshold. DLRadar's demographic-stress index for the area reads 17/100. Educational attainment sits at 17% bachelor's-or-above. 818 residents call 41602 home, typically aged 47. Median household income is $113,287, above the U.S. median near $78,000. The vacancy rate is 1.9%.

Overall, 41602 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.