ZIP 41650 Property Distress & Foreclosure Data

ZIP code 41650 in Floyd County, Kentucky carries a composite property-distress score of 32/100 — a moderate reading on DLRadar's deterministic public-record index. Structural exposure scores 70 and live distress 8 on the 0–100 scale. What sets it apart are the readings on structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). construction/permit lag (30/100) and mortgage stress (25/100) stay muted. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100).

Prices here sit in a peak phase: values rose 4.5% over the trailing year, at 33/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

549 residents call 41650 home, typically aged 39. Educational attainment sits at 9% bachelor's-or-above. Vacancy runs 42.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $23,871, below the U.S. median near $78,000. Home values center near $90,600, an affordability ratio of 3.6× — accessible. 37.7% of residents fall below the poverty threshold. Owners hold 63% of homes, renters 37%. There are about 386 housing units across 41650. Rent burden reaches 100% of tenant households. DLRadar's demographic-stress index for the area reads 51/100.

Taken together, 41650 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.