ZIP 41604 Foreclosure, Tax-Lien & Distress Report

In Floyd County, Kentucky, ZIP 41604 scores 31 of 100 for composite distress, a moderate level on DLRadar's distress index. What sets it apart are the readings on structural risk (67/100), institutional ownership (62/100), construction/permit lag (25/100). construction/permit lag (25/100) stay muted. Structural exposure scores 67 and live distress 0 on the 0–100 scale. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (68/100).

The peak-phase market in 41604 posted values that rose 4.4% over the year (phase confidence 22/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

At $45,556, median income runs below typical U.S. levels. DLRadar's demographic-stress index for the area reads 35/100. The tenure split is 93% owner-occupied to 7% rented. Vacancy runs 0.0%. The poverty rate is 17.1% — high, a tax-stress and distress correlate. About 2% have a four-year degree. Rent burden reaches 100% of tenant households. The ZIP holds roughly 121 housing units. The typical home is worth about $64,200 (1.4× income, relatively affordable). About 496 people live here, median age 43.

Net-net, 41604 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 41604 is not published yet -- the ZIP-level readings above remain fully sourced.

The number is not local guesswork: 41604's 31/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 41604 shows blanks, not estimates, wherever the record is sparse.

The 31/100 figure for 41604 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 41604 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.