ZIP 41612 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · High Vacancy market
ZIP 41612's composite property-distress score is 33/100 - DLRadar classes that as moderate for Floyd County, Kentucky. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (71/100). Its standout signals are structural risk (73/100), institutional ownership (59/100), construction/permit lag (50/100). Latent structural risk is 73/100 while live distress already moving reads 0/100.
The market reads peak — home values rose 4.4% year on year (phase confidence 22/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 8.3%. The vacancy rate is 27.4% — elevated. 132 residents call 41612 home, typically aged 39. Educational attainment sits at 32% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 21/100. Owners hold 100% of homes, renters 0%. There are about 67 housing units across 41612.
On the whole, 41612 leans distressed, with opportunity clustered in specific stressed parcels. While 41612 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 41612 runs hot or quiet, its 33/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 41612 can be compared directly against any other ZIP in Floyd County, Kentucky or nationwide. Nothing here is interpolated — where a source is thin for 41612, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 33/100 figure for 41612 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 41612 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 41612’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 41612 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Floyd County ZIP reports
Keep exploring Kentucky distress
Additional distress intelligence spanning Floyd County, Kentucky by ZIP, county and state.
Open the complete 41612 acquisition file
The full 41612 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology