ZIP 41645 Property Distress & Foreclosure Data

Floyd County, Kentucky's ZIP 41645 registers 32/100 composite distress, which DLRadar reads as moderate. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). The most distinctive pressure shows up in structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low. Structural risk reads 70/100 against active distress of 8/100.

The market reads peak — home values rose 4.5% year on year, at 33/100 phase confidence. Topping markets hide individual distress behind strong averages.

About 1,137 people live here, median age 46. There are about 614 housing units across 41645. A median home runs $91,500 here, or 1.2 times local income. Rent burden reaches 0% of tenant households. The tenure split is 83% owner-occupied to 17% rented. Vacancy runs 29.8%, above the national norm and a classic distress-and-opportunity signal. About 32% have a four-year degree. On demographic stress specifically, 41645 scores 16/100. Households earn a median $80,357 — near the roughly $78,000 national figure. Roughly 2.3% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 41645 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.