ZIP 41615 Property Distress & Foreclosure Data

In Floyd County, Kentucky, ZIP 41615 scores 32 of 100 for composite distress, a moderate level on DLRadar's public-record index. It additionally carries heavy environmental risk: flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100). On the structural side it scores 70/100, with 8/100 of stress already active. Its standout signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). By contrast, construction/permit lag (30/100) and mortgage stress (25/100) register low.

The market reads peak — home values rose 4.5% year on year (phase confidence 33/100). Topping markets hide individual distress behind strong averages.

The tenure split is 82% owner-occupied to 18% rented. Roughly 33.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 29.5% — elevated. Around 100% of renters are cost-burdened. Households earn a median $44,853 — below the roughly $78,000 national figure. About 20% have a four-year degree. About 547 people live here, median age 45. A median home runs $176,600 here, or 4.0 times local income. On demographic stress specifically, 41615 scores 47/100. The ZIP holds roughly 382 housing units.

Net-net, 41615 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.