ZIP 41615 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 41615 (Floyd County, Kentucky) at a moderate 31/100 for overall property distress. Climate and flood risk are elevated too — flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (68/100). Latent structural risk is 67/100 while live distress already moving reads 8/100. Its standout signals are structural risk (67/100), institutional ownership (62/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100) and construction/permit lag (25/100).

The peak-phase market in 41615 posted values that rose 4.4% over the year, at 22/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 82% of homes, renters 18%. Roughly 33.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 29.5%, above the national norm and a classic distress-and-opportunity signal. Around 100% of renters are cost-burdened. Median household income is $44,853, below the U.S. median near $78,000. About 20% have a four-year degree. 547 residents call 41615 home, typically aged 45. Home values center near $176,600, an affordability ratio of 4.0× — accessible. On demographic stress specifically, 41615 scores 47/100. There are about 382 housing units across 41615.

On the whole, 41615 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 41615 at the moment; the composite and its components are still built from verifiable records.

The 41615 read uses the identical scoring model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 41615 stays directly comparable to neighboring ZIPs and the rest of Floyd County, Kentucky. Every figure is auditable to a public dataset and refreshed as records update; 41615 shows blanks, not estimates, wherever the record is sparse.

41615's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 41615 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.