ZIP 41649 Foreclosure, Tax-Lien & Distress Report
Floyd County, Kentucky · High Vacancy market
Composite property distress in 41649 (Floyd County, Kentucky) lands at 33/100 — moderate on DLRadar's public-record scoring. The latent-versus-live split is 73/100 structural and 8/100 already moving. The pressure is most legible in structural risk (73/100), institutional ownership (59/100), construction/permit lag (50/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (71/100)).
The peak-phase market in 41649 posted values that rose 4.4% over the year, at 22/100 phase confidence. Topping markets hide individual distress behind strong averages.
2,275 residents call 41649 home, typically aged 52. The ZIP holds roughly 1,204 housing units. Rent burden reaches 18% of tenant households. The poverty rate is 18.6% — high, a tax-stress and distress correlate. The tenure split is 69% owner-occupied to 31% rented. Households earn a median $37,681 — below the roughly $78,000 national figure. The vacancy rate is 12.2% — elevated. On demographic stress specifically, 41649 scores 25/100. A median home runs $67,100 here, or 1.8 times local income. Around 10% of adults hold a bachelor's degree or higher.
Net-net, 41649 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 41649 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 41649's 33/100 can be lined up against any neighbor in Floyd County, Kentucky or any ZIP coast to coast. 41649 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
41649's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 41649 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Distress signal breakdown — ZIP 41649
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
ZIP 41649 Stress Report snapshot
A live read on 41649: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
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See every distressed parcel in 41649
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Rules-based scoring — each signal ties to a public dataset · methodology