ZIP 41649 Property Distress & Foreclosure Data

Composite property distress in 41649 (Floyd County, Kentucky) lands at 32/100 — moderate on DLRadar's public-record scoring. Structural risk reads 70/100 against active distress of 8/100. The sharpest non-environmental signals are structural risk (70/100), institutional ownership (63/100), construction/permit lag (30/100). On the quiet end sit construction/permit lag (30/100) and mortgage stress (25/100). Environmental exposure also runs high (flood (NFIP) exposure (94/100), climate & FEMA risk (93/100), FEMA disaster exposure (79/100)).

The peak-phase market in 41649 posted values that rose 4.5% over the year, at 33/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 2,275 with a median age of 52. There are about 1,204 housing units across 41649. Rent burden reaches 18% of tenant households. The poverty rate is 18.6% — high, a tax-stress and distress correlate. 69% of housing is owner-occupied. At $37,681, median income runs below typical U.S. levels. Vacancy runs 12.2%, above the national norm and a classic distress-and-opportunity signal. The demographic-stress sub-score lands at 25/100. The typical home is worth about $67,100 (1.8× income, relatively affordable). Around 10% of adults hold a bachelor's degree or higher.

On the whole, 41649 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

32/100
Composite stress
70/100
Structural risk
8/100
Distress activity

Distress signal breakdown — ZIP 41649

Foreclosure activity0
Mortgage stress25
Climate / FEMA risk93
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Floyd County

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