ZIP 41862 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 41862 (Knott County, Kentucky) returns a low composite of 21/100. The sharpest non-environmental signals are institutional ownership (58/100), structural risk (46/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). It additionally carries heavy environmental risk: flood (NFIP) exposure (87/100), FEMA disaster exposure (71/100). The split runs 46/100 structural to 8/100 active on the ground.

The market reads expansion — home values rose 5.3% year on year (phase confidence 33/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $46,833, below the U.S. median near $78,000. The ZIP holds roughly 407 housing units. Educational attainment sits at 21% bachelor's-or-above. Around 47% of renters are cost-burdened. The typical home is worth about $88,100 (1.6× income, relatively affordable). Population is roughly 1,032 with a median age of 44. Roughly 36.2% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The tenure split is 74% owner-occupied to 26% rented. On demographic stress specifically, 41862 scores 33/100. The vacancy rate is 21.2% — elevated.

On the whole, 41862 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 41862 read uses the identical public-record model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 41862 stays directly comparable to neighboring ZIPs and the rest of Knott County, Kentucky. Where the public record is thin for 41862, the field stays empty rather than modeled, and fills in as new documents post.

41862's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 41862 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.