ZIP 41862 Property Distress & Foreclosure Data

ZIP code 41862 in Knott County, Kentucky carries a composite property-distress score of 21/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on institutional ownership (62/100), structural risk (47/100), mortgage stress (25/100). On the quiet end sit mortgage stress (25/100). Environmental exposure also runs high (flood (NFIP) exposure (87/100), FEMA disaster exposure (79/100)). The latent-versus-live split is 47/100 structural and 8/100 already moving.

The peak-phase market in 41862 posted values that rose 4.7% over the year (phase confidence 33/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

At $46,833, median income runs below typical U.S. levels. The ZIP holds roughly 407 housing units. Around 21% of adults hold a bachelor's degree or higher. Around 47% of renters are cost-burdened. The typical home is worth about $88,100 (1.6× income, relatively affordable). Population is roughly 1,032 with a median age of 44. The poverty rate is 36.2% — high, a tax-stress and distress correlate. 74% of housing is owner-occupied. The demographic-stress sub-score lands at 33/100. The vacancy rate is 21.2% — elevated.

On the whole, 41862 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.